Preferential overdraft rates

You can ask for a higher overdraft limit above the Buffer Limit at our special rate of 8.76% a year variable (9.1% EAR ^{see note 1 below}). If you go over your arranged Buffer Limit, we will charge interest on the full amount of the overdrawn balance, including the Buffer Limit.

If you would like a higher overdraft limit, please speak to your branch.

Or

Click here

The rates of interest are better than for our Standard Current Account and Current Plus Account

¹ The Effective Annual Rate (EAR) is the real annual cost of an overdraft, shown as an annual rate, which takes into account how often interests is charged to the account. All other charges, such as arrangement fees, will be shown separately from the EAR.

We may need security and whether we provide the overdraft depends on your circumstances and our conditions.