For those times of the month like just before payday, when you realise you haven't budgeted as well as you thought, or an emergency has cropped up and you need an extra little bit of cash, as a ufirstgold member you can apply for a Buffer Limit of up to £1000. And as long as your account balance is in credit or within your arranged Buffer Limit, we will not charge interest.
(EAR 0% plus monthly membership fee of £13.00. See note 1 below. )
If you would like to ask for a higher overdraft limit, please speak to your branch.
1