Up to £1000 interest-free Buffer Limit (depending on your circumstances)

For those times of the month like just before payday, when you realise you haven't budgeted as well as you thought, or an emergency has cropped up and you need an extra little bit of cash, as a ufirstgold member you can apply for a Buffer Limit of up to £1000. And as long as your account balance is in credit or within your arranged Buffer Limit, we will not charge interest.
(EAR 0% plus monthly membership fee of £13.00. ^{See note 1 below.} )

If you would like to ask for a higher overdraft limit, please speak to your branch.

Or

Click here

¹ The Effective Annual Rate (EAR) is the real annual cost of an overdraft, shown as an annual rate, which takes into account how often interest is charged to the account. All other charges, such as arrangement fees, will be shown separately from the EAR.