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ufirst membership services 0870 600 0427 - ufirstgold membership services 0870 600 0661 - Monday to Friday 8am-8pm (except bank holidays) Saturday 9am - 5pm. Calls cost no more than 6p a minute from a BT Together Landline with a 7p charge for connecting the call. Calls from other networks may be different. Calls may be recorded.

Credit interest

We pay credit interest at a special rate on all credit balances in your ufirst Current Account. The table below shows the rates available.

This benefit is automatic for every ufirst member, so there is no need to apply.

It doesn't matter if you have £1 or £10,000 in your ufirst account, every £1 will earn credit interest and we will pay it into your account each month.

Rate bands £	Current rates
Rate bands £	Gross% (Variable)^{see note 1}	AER % (Variable) ^{see note 2}
£1 and over	0.01%	0.01%

¹ Gross is the interest rate paid before the deduction of tax.

² The Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.

If you close or downgrade your ufirst Current Account you will no longer be entitled to this benefit.

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Ulster Bank Limited. Registered in Northern Ireland. Registration Number R733 Registered Office: 11-16 Donegall Square East, Belfast BT1 5UB. Authorised and regulated by the Financial Services Authority and entered on the FSA Register (Registration Number 122315) except in respect of our consumer credit products for which Ulster Bank Ltd is licensed and regulated by the Office of Fair Trading. Calls may be recorded.